Rent vs. own ratio to flip in 2011?

http://bit.ly/glJKmi

Many Americans are content to rent after witnessing the crumbling housing market in recent years. But with rents on the rise and home prices continuing to fall, a reversal is in sight.

Your Home and Your Retirement

http://yhoo.it/eXpaEs

Many retirees are planning to access home equity, hoping it may make the difference between a comfortable retirement and just getting by. This article considers some of the strategies for tapping home equity, such as moving to a more affordable residence or obtaining a reverse mortgage.

Could Rising Mortgage Rates Spur Housing Rush?

http://bit.ly/fS5bHR

Mortgage rates have been rising ever since November 2010, when lows of 4.42 percent were reported. Bankrate.com recently reported a rise to 5.02 percent in 30-year fixed rate loans, which is the second time in three weeks rates have crossed the 5 percent mark--many experts say signaling the end to the 4 percent mortgage rate era.

Could Rising Mortgage Rates Spur Housing Rush?

http://bit.ly/fS5bHR

Mortgage rates have been rising ever since November 2010, when lows of 4.42 percent were reported. Bankrate.com recently reported a rise to 5.02 percent in 30-year fixed rate loans, which is the second time in three weeks rates have crossed the 5 percent mark--many experts say signaling the end to the 4 percent mortgage rate era.

Real Estate Listing

New Listing!!! Call 619-888-2223 for details and showings

Visit my website to see more homes for sale in your area: http://www.TailaGillespie.com

Want to see a Foreclosure List? E-mail me your specific area and I can send you one within 24 hours.

NEW LISTING! Large 5 Bd. Home and Lot for Sale in the College Area, blocks from SDSU - Great for Rental/Investment for Sale:



5137 La Dorna San Diego CA

List Price: $485,000

Excellent opportunity to own a single-level home near SDSU, in the College area. This home is unique with 5 Bd.-3 Ba. and approx. 2,059 sq. ft. of living space. Featuring two over-sized Master Bedrooms and an expansive back yard for entertaining guests. Re-built in 2007, with tile through-out the main living area, and newer carpet in bedrooms. Great for a Rental/Investment or Family! Private driveway allows up to 6 cars or RV. Close to shopping & 8 Freeway. Not a Short Sale or Foreclosure! Call for a showing - Easy to go See!



Call Taila Gillespie, Realtor, Coldwell Banker - (p) 619-888-2223



For more Information:
http://www.delmarbeachproperty.com

Real Estate Listing

NEW LISTING!! CALL 619-888-2223 for Details. Visit my website to see more homes for sale in your area: http://www.TailaGillespie.com

Want to see a Foreclosure List? E-mail me your specific area and I can send you one within 24 hours.

NEW LISTING! Large 5 Bd. Home and Lot for Sale in the College Area, blocks from SDSU - Great for Rental/Investment for Sale:



5137 La Dora San Diego CA

List Price: $485,000

Excellent opportunity to own a single-level home near SDSU, in the College area. This home is unique with 5 Bd.-3 Ba. and approx. 2,059 sq. ft. of living space. Featuring two over-sized Master Bedrooms and an expansive back yard for entertaining guests. Re-built in 2007, with tile through-out the main living area, and newer carpet in bedrooms. Great for a Rental/Investment or Family! Private driveway allows up to 6 cars or RV. Close to shopping & 8 Freeway. Not a Short Sale or Foreclosure! Call for a showing - Easy to go See!



Call Taila Gillespie, Realtor, Coldwell Banker - (p) 619-888-2223

For more Information:
http://www.delmarbeachproperty.com

Real Estate Listing

NEW LISTING!! CALL 619-888-2223 for Details. Visit my website to see more homes for sale in your area: http://www.TailaGillespie.com

Want to see a Foreclosure List? E-mail me your specific area and I can send you one within 24 hours.

NEW LISTING! Large 5 Bd. Home and Lot for Sale in the College Area, blocks from SDSU - Great for Rental/Investment for Sale:



5137 La Dora San Diego CA

List Price: $485,000

Excellent opportunity to own a single-level home near SDSU, in the College area. This home is unique with 5 Bd.-3 Ba. and approx. 2,059 sq. ft. of living space. Featuring two over-sized Master Bedrooms and an expansive back yard for entertaining guests. Re-built in 2007, with tile through-out the main living area, and newer carpet in bedrooms. Great for a Rental/Investment or Family! Private driveway allows up to 6 cars or RV. Close to shopping & 8 Freeway. Not a Short Sale or Foreclosure! Call for a showing - Easy to go See!



Call Taila Gillespie, Realtor, Coldwell Banker - (p) 619-888-2223

For more Information:
http://www.delmarbeachproperty.com

HAPPY NEW YEAR FRIENDS! Put These 12 Financial Resolutions for 2011 on Your List

http://aol.it/dTHmKp

WISHING ALL MY FRIENDS AND COLEAGUES A HAPPY NEW YEAR! Looking forward to a wonderful and prosperous 2011. - Taila Gillespie - Realtor - Coldwell Banker - ph. 619-888-2223

Here's a list of financial resolutions that can help almost anyone save more money, invest smarter and better prepare for life's unforeseen financial challenges.

Looking for Foreclosure deals in your area? See my list of homes...

Are you interested in seeing foreclosures in your area? Fannie Mae Foreclosures are approved for only 3% down ($284,900 sale price at 3% = $8,547 down payment) and other incentives are included below:

 

Fannie Mae HomePath® Mortgage Financing



The benefits include:



.Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)

.You may qualify even if your credit is less than perfect

.Available to both owner occupiers and investors

.Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer

.No mortgage insurance*

.No appraisal fees

.Also eligible for HomePath Renovation Mortgage (see details below)

.HomePath Mortgage financing is available from a variety of lenders - both local and national.

 

MONTHLY MORTGAGE PAYMENTS AS SMALL AS $800* (on low priced homes)

 

VISIT http://www.HOMEPATH.com to see more foreclosures by Fannie Mae. Then contact me to preview homes and make an offer using these incentives.



LOOKING FOR SHORT SALES? Send me the area you are interested in searching and I can send you a list of Short Sales in your price range. Im short Sale Certified by the National Association of Realtors.

Contact Taila Gillespie, Realtor, Coldwell Banker (p) 619-888-2223

 

What did you get for Christmas? Anything exciting!! Share with me your best present for Christmas.. Mine was a much needed new lap top. ;-)

What did you get for Christmas? Anything exciting!! Share with me your best present for Christmas.. Mine was a much needed new lap top. ;-)

Bull vs. Bear: Will housing rebound?

http://bit.ly/gBzVFo

It's a question many Americans want answered: Will the value of my home rise or fall next year? Smart minds fall in both camps -- here are both sides of the coin on real estate.

Experts See Economy Turning Corner In 2011

http://n.pr/icbgqd

As 2010 winds down, many are saying good riddance. Technically it was the first full year since the end of the Great Recession. The economy actually grew, but so slowly many didn't feel the improvement. So, what does 2011 hold?

Merry Christmas To Everyone! Wishing you all a beautiful holiday and a Happy New Year! - Taila Gillespie, Realtor, Coldwell Banker

Merry Christmas To Everyone! Wishing you all a beautiful holiday and a Happy New Year! - Taila Gillespie, Realtor, Coldwell Banker

First-Time Buyers Do's

http://bit.ly/hkbxqG

If you are ready to buy your first house, congratulations! This is an exciting time that can bring you sweet rewards. It's also a time, however, full of questions. Here are a few do's and don'ts to get you started.

Contact Taila Gillespie, Realtor, at 619-888-2223 to get a list of homes FREE, sent to your e-mail weekly. Many great deals out there, dont miss out on three and four bedroom homes in the $200k price range. OR e-mail me at taila.gillespie@gmail.com to get your free list today!

Wary lenders denying short sales

http://bit.ly/dUYm2u

The Robbinses were seeking what is known as a short sale — when an owner sells a home for less than he or she owes the bank. But as more homeowners attempt to stave off foreclosure by striking such deals, lenders are denying or delaying many of these transactions even when it appears the sales would be in their best interest, according to real estate agents and housing advocates. Eventually, some of the properties are sold at auction for less than the lender would have recouped through a short sale, they say. That not only costs banks, but it further damages homeowners’ credit and depresses overall property values.

For More Information how you can sell your home as a Short Sale - Contact Taila Gillespie, Realtor, SFR, Short Sale and Foreclosure Certified. Call 619-888-2223

5 Reasons for a Mortgage Refinance Other Than Lowering Your Payment

http://bit.ly/94uqJ5

Naturally, if you’re paying 6% for your mortgage and you can refinance at 5%, you’re gonna do it. Although cutting your monthly payment remains an important motive, there are at least five other reasons to consider a mortgage refinance, for long-term savings and convenience.

How to Recycle: Doing Your Bit to Save the Planet

http://bit.ly/f1Wvrr

In this day and age, when people consume more, recycling has become a must. It is not a "should" anymore. At the rate we use up our national resources, there may not be anything left for our children to enjoy. There are many ways to recycle and this article discusses a few tips on how to go about it. 

The Time is Now: Move Up to your Dream Home! Part I of a II Part Series

http://bit.ly/fWtu1s

With all the negative news about real estate today, many people have lost sight of a very important fact:  It is a great time for homeowners to sell and move up to their next home! While this may sound counter-intuitive, a number of factors contribute to making this an opportune time to move up. First, there is [...]

Stage the Halls: Dress Up Your Home for Sale This Holiday Season

http://bit.ly/f9WRJw

Don't let the thought of selling your home during the winter months dampen your holiday spirit. Look on the bright side: Decked out in lights and garland, homes often look -- and show -- their best during the winter. That being said, it's important not to go overboard when staging for the holidays. Skip the life-size, inflatable Santa and go for decor that's neutral, understated and classic. Try these seven tips to get your buyers in the right spirit:

 

Mortgage rates rise: Is Federal Reserve policy backfiring?

http://bit.ly/hVXIKX

Mortgage rates are evidence that the Federal Reserve 'quantitative easing' plan is failing, say critics. The Fed bought $600 billion in Treasury bonds to exert downward pressure on interest rates and help spur the economy.

UPDATE 1-U.S. tax deal squeezes potential home buyers

http://reut.rs/fAGBkb

Yields in the U.S. Treasury bond market [US/] spiked on

Wednesday as investors worried the deal would inflate further

the ballooning U.S. deficit, pushing mortgage rates upward

just as the U.S. housing market was showing some signs of

recovery.

Open House

Taila Gillespie

REALTOR

Coldwell Banker Residential Brokerage

Direct. 619-888-2223

Office. 858-755-0075

Fax. 858-755-3086

2651 Via De La Valle | Del Mar CA 92014



View My Services http://www.TailaGillespie.com

Open House:

355 Longden Lane Solana Beach CA
December 11, 2010 1:00 PM-4:00 PM

OPEN HOUSE SATURDAY 1-4! DEL MAR OCEAN-RACE TRACK VIEW $749,000 3 Bd. 2.5 Ba.



GORGEOUS SARATOGA COMPLEX WITH DEL MAR RACE TRACK AND OCEAN VIEWS BEYOND! ! 3 Bd, 2 Ba. 1,625 sq ft. OPEN HOUSE TODAY 1-4. 355 Longden Lane, Solana Beach. Call for details... Visit http://www.DelMarBeachProperty.com to see all MLS Listings in Del Mar! Priced at $749,000-$775,000



Del Mar Beach Property - Saratoga Complex - Homes for sale in Del Mar - Beach Homes - 355 Longden Lane - Solana Beach



Del Mar Race Track and Ocean Views - Investment Property

http://delmarbeachproperty.com/dmb_cl.html

Open House

Taila Gillespie

REALTOR

Coldwell Banker Residential Brokerage

Direct. 619-888-2223

Office. 858-755-0075

Fax. 858-755-3086

2651 Via De La Valle | Del Mar CA 92014



View My Services http://www.TailaGillespie.com

Open House:

355 Longden Lane Solana Beach CA
December 11, 2010 1:00 PM-4:00 PM

OPEN HOUSE SATURDAY 1-4! DEL MAR OCEAN-RACE TRACK VIEW $749,000 3 Bd. 2.5 Ba.



GORGEOUS SARATOGA COMPLEX WITH DEL MAR RACE TRACK AND OCEAN VIEWS BEYOND! ! 3 Bd, 2 Ba. 1,625 sq ft. OPEN HOUSE TODAY 1-4. 355 Longden Lane, Solana Beach. Call for details... Visit http://www.DelMarBeachProperty.com to see all MLS Listings in Del Mar! Priced at $749,000-$775,000



Del Mar Beach Property - Saratoga Complex - Homes for sale in Del Mar - Beach Homes - 355 Longden Lane - Solana Beach



Del Mar Race Track and Ocean Views - Investment Property

http://delmarbeachproperty.com/dmb_cl.html

10 Homes for Sale in the Country's Most Expensive ZIP Codes

http://bit.ly/eHjRiX

These mega-homes reside in the country's ritziest and most esteemed locales.

New Roofing Options Allow Homeowners to Cut Energy Bills

http://bit.ly/eZHo7N

For most homeowners, the biggest environmental impact of a roof is simply that it keeps the environment out. But there are innovations that aim to make the roof over your head an important tool in the effort to save energy and reverse global warming. And we’re not just talking about solar panels. There are cool roofs that reflect, instead of absorb, the sun’s rays; roofs made with recycled material; and green or “living” roofs, like the one on the Harris-Jack house.