New Roofing Options Allow Homeowners to Cut Energy Bills

http://bit.ly/eZHo7N

For most homeowners, the biggest environmental impact of a roof is simply that it keeps the environment out. But there are innovations that aim to make the roof over your head an important tool in the effort to save energy and reverse global warming. And we’re not just talking about solar panels. There are cool roofs that reflect, instead of absorb, the sun’s rays; roofs made with recycled material; and green or “living” roofs, like the one on the Harris-Jack house.

HAPPY THANKSGIVING!!

Especially during these sometimes tumultuous times,  I am truly thankful for all your support as friends and coleagues.



I hope you all get to spend some special time with friends and loved ones this Holiday Season!

 

Happy Thanksgiving!

 

Taila Gillespie

 

Vacant Homes: 8 Ways to Make Sure They're Maintained

http://bit.ly/9SRwCB

Living near a vacant home doesn’t have to mean putting up with overgrown grass and unshoveled snow. Does your community use these eight common local laws, programs, and regulations to force owners to maintain vacant homes?

Do-It-Yourself Home Security: Windows May Leave You Vulnerable

http://bit.ly/bPzGVO

Protecting your home from break-ins starts with a do-it-yourself home security check to indicate whether your windows are an open invitation to criminals.

 

Mortgage Preapproval Is Harder to Get

http://nyti.ms/d4AY2w

When properly done, preapproval can speed up the purchase process by providing a rigorous assessment of the maximum amount a buyer can afford to borrow, based on a formal credit check and verification of income and assets.

But prevetting has become more difficult and confusing these days, for borrowers as well as lenders, as a result of lending rules that took effect in January.

Homebuilder sentiment index rises in November

http://bit.ly/9w06JW

U.S. homebuilders battered by the worst summer for home sales in a decade are already looking ahead to spring, saying they feel somewhat more optimistic about the prospect for an uptick in sales. What do you feel prices in homes will do in 2011? Increase or Decrease? Give me your thoughts..

Taila Gillespie - Realtor - 619.888.2223

Bonds: All eyes on inflation

http://n.pr/cUH5tN

After a two-week selloff, Treasuries started to make a comeback Tuesday as investors take in the latest inflation data.

The Jumbo-Mortgage Comeback

http://on.wsj.com/9PBq4H

Some Areas Are Seeing the First Signs of a Resurgence in High-End Home Loans

Banks are starting to make "jumbo" mortgages again.

When the credit crisis hit more than two years ago, many banks cut back or stopped making loans for more-expensive homes. Now, smaller and regional lenders are issuing more new jumbo loans and doing more refinancings—as are some big banks that never stopped making them. If the trend continues, it could help bolster home sales in some wealthier areas.

Water Heaters: Repair or Replace?

http://bit.ly/bH6XHx

Water heaters eventually break, but repairing or replacing depends on age, condition, and budget.

Water heaters are non-issues UNTIL you get hit with that first icy shower or giant puddle in the basement. Then you have to think fast: Repair or replace?

Open House

Open House:

355 Longden Lane Solana Beach CA
November 13, 2010 1:00 pm-4:00 pm

GORGEOUS SARATOGA COMPLEX WITH DEL MAR RACE TRACK AND OCEAN VIEWS BEYOND! ! 3 Bed, 2.5 Bath, Approx. 1,675 sq. ft., Priced at $770,000

OPEN HOUSE SATURDAY 1-4. 355 Longden Lane, Solana Beach. Call for details... 619-888-2223 Taila Gillespie

http://delmarbeachproperty.com/dmb_cl.html

Speed Cleaning: Look Tidy in 20 Minutes or Less

http://bit.ly/aiEuQc

Queen of Clean Linda Cobb offers ideas to straighten your house in a jiffy before guests arrive.

"If it's not dirty, don't clean it," says Queen of Clean Linda Cobb. That's the most important thing to keep in mind when it's time to spruce up before someone stops by. Here is Linda's ultimate guide to a quick cleanup.

OPEN HOUSE SATURDAY 1-4! DEL MAR OCEAN-RACE TRACK VIEW $770,000 3 Bd. 2.5 Ba.

GORGEOUS SARATOGA COMPLEX WITH DEL MAR RACE TRACK AND OCEAN VIEWS BEYOND! ! 3 Bd, 2 Ba. 1,625 sq ft. OPEN HOUSE TODAY 1-4. 355 Longden Lane, Solana Beach. Call for details... Visit www.DelMarBeachProperty.com to see all MLS Listings in Del Mar! Priced at $770,000

 

U.S. Jobs Up 151,000; Unemployment 9.6 Percent

http://n.pr/blZumu

Employers boosted jobs at a faster pace in October than at any time in nearly half a year, but the unemployment rate remained stubbornly at 9.6 percent — further evidence of what the Federal Reserve has termed a "disappointingly slow" recovery.

U.S. Jobs Up 151,000; Unemployment 9.6 Percent

http://n.pr/blZumu

Employers boosted jobs at a faster pace in October than at any time in nearly half a year, but the unemployment rate remained stubbornly at 9.6 percent — further evidence of what the Federal Reserve has termed a "disappointingly slow" recovery.

Coldwell Banker is Changing the Way People Find Real Estate

http://bit.ly/aeG6L6

Google just released it's 2010 Google Creative Canvas book, showcasing some of the most unique and innovative ways that partner brands and companies are using their products.  This year the Coldwell Banker YouTube channel, Coldwell Banker On Location was honored to be included.

Homeowners join forces to save on solar panels

http://bit.ly/d4S2p2

Green energy can save you money over time, but solar panels and other options often require a huge upfront investment. You might choose to convert just to boost your green credentials. That can have its own value. But how long until that initial cost begins to translate to real savings – to that other kind of green?

California Home Sales Post Second Consecutive Monthly Gain in September, C.A.R. Reports

http://bit.ly/cTi30S

California home sales posted their second consecutive monthly gain in September 2010, but were down from the same period a year ago, according to data from the California association of Realtors®

3 ways low mortgage rates can work for you

http://bit.ly/cgp1YS

Just when it looked as if mortgage rates couldn't fall any further, they did.