WISHING ALL MY FRIENDS AND COLEAGUES A HAPPY NEW YEAR! Looking forward to a wonderful and prosperous 2011. - Taila Gillespie - Realtor - Coldwell Banker - ph. 619-888-2223
Here's a list of financial resolutions that can help almost anyone save more money, invest smarter and better prepare for life's unforeseen financial challenges.
Are you interested in seeing foreclosures in your area? Fannie Mae Foreclosures are approved for only 3% down ($284,900 sale price at 3% = $8,547 down payment) and other incentives are included below:
Fannie Mae HomePath® Mortgage Financing
The benefits include:
.Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)
.You may qualify even if your credit is less than perfect
.Available to both owner occupiers and investors
.Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer
.No mortgage insurance*
.No appraisal fees
.Also eligible for HomePath Renovation Mortgage (see details below)
.HomePath Mortgage financing is available from a variety of lenders - both local and national.
MONTHLY MORTGAGE PAYMENTS AS SMALL AS $800* (on low priced homes)
VISIT http://www.HOMEPATH.com to see more foreclosures by Fannie Mae. Then contact me to preview homes and make an offer using these incentives.
LOOKING FOR SHORT SALES? Send me the area you are interested in searching and I can send you a list of Short Sales in your price range. Im short Sale Certified by the National Association of Realtors.
Contact Taila Gillespie, Realtor, Coldwell Banker (p) 619-888-2223
It's a question many Americans want answered: Will the value of my home rise or fall next year? Smart minds fall in both camps -- here are both sides of the coin on real estate.
As 2010 winds down, many are saying good riddance. Technically it was the first full year since the end of the Great Recession. The economy actually grew, but so slowly many didn't feel the improvement. So, what does 2011 hold?
If you are ready to buy your first house, congratulations! This is an exciting time that can bring you sweet rewards. It's also a time, however, full of questions. Here are a few do's and don'ts to get you started.
Contact Taila Gillespie, Realtor, at 619-888-2223 to get a list of homes FREE, sent to your e-mail weekly. Many great deals out there, dont miss out on three and four bedroom homes in the $200k price range. OR e-mail me at taila.gillespie@gmail.com to get your free list today!
The Robbinses were seeking what is known as a short sale — when an owner sells a home for less than he or she owes the bank. But as more homeowners attempt to stave off foreclosure by striking such deals, lenders are denying or delaying many of these transactions even when it appears the sales would be in their best interest, according to real estate agents and housing advocates. Eventually, some of the properties are sold at auction for less than the lender would have recouped through a short sale, they say. That not only costs banks, but it further damages homeowners’ credit and depresses overall property values.
For More Information how you can sell your home as a Short Sale - Contact Taila Gillespie, Realtor, SFR, Short Sale and Foreclosure Certified. Call 619-888-2223
Naturally, if you’re paying 6% for your mortgage and you can refinance at 5%, you’re gonna do it. Although cutting your monthly payment remains an important motive, there are at least five other reasons to consider a mortgage refinance, for long-term savings and convenience.
In this day and age, when people consume more, recycling has become a must. It is not a "should" anymore. At the rate we use up our national resources, there may not be anything left for our children to enjoy. There are many ways to recycle and this article discusses a few tips on how to go about it.
With all the negative news about real estate today, many people have lost sight of a very important fact: It is a great time for homeowners to sell and move up to their next home! While this may sound counter-intuitive, a number of factors contribute to making this an opportune time to move up. First, there is [...]
Don't let the thought of selling your home during the winter months dampen your holiday spirit. Look on the bright side: Decked out in lights and garland, homes often look -- and show -- their best during the winter. That being said, it's important not to go overboard when staging for the holidays. Skip the life-size, inflatable Santa and go for decor that's neutral, understated and classic. Try these seven tips to get your buyers in the right spirit:
Mortgage rates are evidence that the Federal Reserve 'quantitative easing' plan is failing, say critics. The Fed bought $600 billion in Treasury bonds to exert downward pressure on interest rates and help spur the economy.
Yields in the U.S. Treasury bond market [US/] spiked on
Wednesday as investors worried the deal would inflate further
the ballooning U.S. deficit, pushing mortgage rates upward
just as the U.S. housing market was showing some signs of
recovery.
